* Never email your credit card details to anyone. Remember when your mother used to tell you don't write down anything you wouldn't want the whole city to read?
* The same goes for your credit card details. A merchant who requests that you email your credit card number should make you instantly suspicious as they can easily set up an online payment system through their website, or a secure PayPal account.
* Secondly, there are very sophisticated programs which scan emails for credit card numbers. These programs can even detect partial credit card numbers sent in different emails so there is no safe way to email your credit card details.
* Instead, simply call or fax the details through. Also remember that no bank will ever email you asking you to send them your account details or credit card number, so beware, this is a scam.
* Look for Visa and MasterCard verifications. Both Visa and MasterCard have recently implemented a new layer of security for their credit card holders wanting to shop online.
* Visa has introduced the Verified by Visa system and MasterCard, the SecureCode. When it comes to Visa, the issuer of your Visa card can help you set up a unique Verified by Visa password.
* Once activated, this will protect you at participating online stores. For MasterCard, you can sign up for a SecureCode from your financial institution.
* This is a unique code that is known to only you and your bank, and will also protect you when shopping. Lastly, use your common sense.
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