Posted by Cric Video

Renters insurance covers the value of your furniture for replacement. It also provides liability coverage if someone is hurt as a result of your negligence or the negligence of your children. An example of this is someone falling over a toy or slipping outside of the home.

Any type of insurance needs to be balanced on a need-versus-cost basis. Obviously, you don’t need renter’s insurance if you can afford to replace all your household furniture or cover a liability suit resulting from negligence.

In addition to insurance for your home, there are other insurance plans for condominiums, mobile homes, and apartment complexes. See your agent for more details about the type of policy that best fits your needs.


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